Financial Empowerment Academy

Building Stronger Financial Futures Through Education

CHOEDC’s Financial Empowerment Academy is designed to help individuals and families strengthen their financial knowledge, improve money management skills, and prepare for long-term financial success. Through flexible online learning opportunities and practical financial education, participants gain the tools needed to make informed financial decisions with confidence.

Whether your goal is improving credit, preparing for homeownership, reducing debt, or building a stronger financial foundation, the Financial Empowerment Academy provides accessible education designed for real-life financial challenges and opportunities across North Carolina.

For more information or to start your journey towards homeownership or renting, contact a CHOEDC counselor @ (919) 241-4718.

Why Financial Literacy Matters

44%

of Americans would struggle to cover an unexpected $400 emergency expense.

44%

of Americans would struggle to cover an unexpected $400 emergency expense.

44%

of Americans would struggle to cover an unexpected $400 emergency expense.

Financial education plays a critical role in improving budgeting habits, strengthening credit health, preparing for homeownership, and creating long-term financial stability.

Available Courses

Homebuyer Education

Our certified Homebuyer Education course prepares prospective homebuyers for successful homeownership. Participants learn the homebuying process, budgeting, mortgage preparation, and long-term financial planning.

Topics include:

  • Steps in the homebuying process
  • Mortgage preparation and approval
  • Budgeting for homeownership expenses
  • Understanding credit and financial readiness
  • Post-purchase responsibilities

Money Management Education

The Money Management course helps participants develop stronger everyday financial habits and improve overall financial wellness through practical, self-paced learning.

Topics include:

  • Budgeting and financial planning
  • Managing and reducing debt
  • Improving and maintaining credit
  • Saving for emergencies and future goals
  • Building healthier spending habits

Post-Purchase Education

Buying a home is only the beginning. Our Post-Purchase Education course helps homeowners understand the long-term responsibilities of maintaining and protecting their investment.

Topics include:

  • Home maintenance planning
  • Budgeting for repairs and emergencies
  • Tax and insurance considerations
  • Avoiding foreclosure and financial hardship
  • Long-term financial stability strategies